New Year’s Resolution: Make a Financial Plan


New Year’s is a strange holiday. New Year’s Eve is the biggest party night of the year, with sequins, champagne, fireworks, and Great Gatsby-style excess. You stay up all night drinking, dancing, and counting down the clock, and then the next morning you make New Year’s resolutions to give up sugar, quit smoking, keep a diary, or the ever-popular “save money.” And if you’re like most people, you’ll probably remember that party longer than you will your resolution.

Only 8% of the people who make resolutions keep them. And after “lose weight” and “get organized,” “spend less and save more” is the third most popular resolution, meaning that there are a lot of people out there setting financial goals right now that they aren’t going to achieve. Don’t be one of them!

How can you be among that 8%? Take action, try something new, and don’t give up! And if your New Year’s resolution has anything to do with your finances, the first step you need to take to succeed is creating a financial plan.

Don’t know the first thing about financial planning? That’s where we come in! The Earn It Use It e-book series will give you all the tools you need to learn how to manage your money, save and invest effectively, and understand all the financial concepts that seem so intimidating at first. Each lesson will take you under an hour. Sit down with our e-books this January and create a plan in the span of an afternoon that will make your money in 2016—and the rest of your life—work as hard as possible for you.

Earn It Use It has currently released two e-books you can complete in 59 minutes, one on profitable investing and one on how to plan for your financial freedom. If you’re not sure Earn It Use It is for you, check out the book previews or download our free introductory e-book—you’ll see how easy and accessible we’ve made financial planning!

Happy New Year, and we hope you’ll be among this year’s 8%!

E. Scott Erickson’s vision is to empower Americans through financial education. For the last 30 years, he has been a successful financial advisor and avid public speaker in the Pacific Northwest.

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